Property tax estimate

Texas Property Tax Calculator

Estimate annual and monthly property taxes in Texasusing the state's average effective property tax rate of 1.68%. Enter a home value below to see an instant estimate — free and with no sign-up.

Last updated 2026-05-31

Average property tax rate: 1.68%.

Home value

Texas has no state income tax, but property tax rates rank among the highest in the country and fund most local services.

Annual estimate

$8,400

Monthly estimate

$700

How to calculate property taxes in Texas

To estimate property taxes in Texas, multiply the home value by the local property tax rate. This page applies the state average effective rate of 1.68%, so a property valued at $500,000 would have an estimated annual property tax of $8,400.

Texas has no state income tax, but property tax rates rank among the highest in the country and fund most local services.

Actual tax bills can include county, city, school district, exemption, and assessment rules, so investors should verify the final number with the local assessor before closing.

Comparing returns across markets? Use the cap rate calculator and cash-on-cash return calculator, which let you include property taxes as an operating expense.

Texas property tax FAQ

What is the average property tax rate in Texas?

The average effective property tax rate in Texas is about 1.68%, which is above the U.S. average of roughly 1.07%. Effective rate means annual tax divided by market value; your local rate may differ by county and city.

How much is property tax on a $400,000 home in Texas?

Using Texas's average effective rate of 1.68%, a $400,000 home owes about $6,720 per year in property tax, or roughly $560 per month. Actual bills vary with local rates and exemptions.

How do I calculate property tax in Texas?

Multiply your home's value by the local property tax rate. This calculator applies Texas's average effective rate of 1.68%, but you should confirm the exact county, city, and school district rates and any available exemptions with your local assessor.

This estimate uses Texas's average effective property tax rate and is for educational purposes only — not tax advice. Confirm your exact rate and exemptions with your county assessor.