Property tax estimator
Property Tax Calculator by State
A property tax calculator estimates what you will owe by multiplying your home value by the local property tax rate. Select a state below to estimate annual and monthly property taxes using that state's average effective rate. The U.S. average effective rate is about 1.07%.
Last updated 2026-05-31
Choose a state property tax calculator
California Property Tax Calculator
Avg. effective rate 0.75%
California's Proposition 13 caps assessed-value growth, but local voter-approved assessments often push the effective rate above the 1% base.
Texas Property Tax Calculator
Avg. effective rate 1.68%
Texas has no state income tax, but property tax rates rank among the highest in the country and fund most local services.
Florida Property Tax Calculator
Avg. effective rate 0.86%
Florida property taxes vary by county and can be reduced by the homestead exemption and the Save Our Homes assessment cap.
New York Property Tax Calculator
Avg. effective rate 1.40%
New York tax bills vary sharply between New York City, the suburbs, and upstate markets, where effective rates can be much higher.
Ohio Property Tax Calculator
Avg. effective rate 1.56%
Ohio rates are set locally and differ by school district and municipality, with reductions from rollback and homestead programs.
Illinois Property Tax Calculator
Avg. effective rate 2.07%
Illinois has some of the highest effective property tax rates in the nation, driven largely by local school and county levies.
New Jersey Property Tax Calculator
Avg. effective rate 2.23%
New Jersey consistently posts the highest average effective property tax rate in the U.S., though bills vary widely by municipality.
Pennsylvania Property Tax Calculator
Avg. effective rate 1.49%
Pennsylvania property taxes are levied by counties, municipalities, and school districts, so combined rates differ across the state.
Georgia Property Tax Calculator
Avg. effective rate 0.90%
Georgia assesses property at 40% of fair market value, and a standard homestead exemption can lower the taxable amount.
Arizona Property Tax Calculator
Avg. effective rate 0.62%
Arizona has below-average effective rates, with primary and secondary tax rates applied to a limited assessed value.
Colorado Property Tax Calculator
Avg. effective rate 0.51%
Colorado has one of the lowest effective property tax rates in the country, set against a relatively low residential assessment ratio.
Washington Property Tax Calculator
Avg. effective rate 0.87%
Washington has no state income tax; property taxes are subject to statutory levy limits that constrain annual growth.
Frequently asked questions
How is property tax calculated?
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Property tax is calculated by multiplying a home's assessed value by the local effective property tax rate. For example, a $400,000 home in an area with a 1.2% effective rate owes about $4,800 per year, or $400 per month. Actual bills depend on county, city, and school district rates plus any exemptions.
What is an effective property tax rate?
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An effective property tax rate is the annual property tax paid divided by the home's market value, expressed as a percentage. It lets you compare tax burdens across states even when assessment methods differ. The U.S. average effective rate is roughly 1.07%.
Which states have the highest property taxes?
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New Jersey and Illinois consistently have the highest average effective property tax rates in the country, often above 2%. States such as Colorado, Arizona, and California tend to have some of the lowest effective rates. Rates still vary widely by county within each state.
Are these property tax estimates exact?
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No. These calculators use each state's average effective rate to provide a quick estimate. Your actual bill can be higher or lower depending on local millage rates, assessment ratios, and exemptions such as homestead relief. Always confirm with your county assessor before budgeting or closing.
Estimates use each state's average effective property tax rate and are for educational purposes only. Your actual property tax bill depends on local rates, assessment rules, and exemptions — verify with your county assessor.